Mortgages and Home Equity Loans

PowerNet is rapidly becoming a preferred real estate specialty provider. Whether it's for a new primary residence or a second home, an investment property, a home equity line of credit for bill consolidation, remodeling or better terms, or a business loan secured with property, we have several programs to choose from - with both fixed or adjustable rates. 

Here are two Home Equity Loans available for qualified members:

10 year Fixed Home Equity Line of Credit 

  • Lines of Credit from $25,000 up to $100,000
  • Rates as low as prime
  • Ten year draw period
  • Rate adjusts every five (5) years after the initial ten (10) year draw

Variable Home Equity Line of Credit

  • Lines of Credit from $10,000 up to $100,000
  • Rates as low as prime
  • Variable rate currently as low as Prime minus 2 Annual percentage rate for the first year.

Both loans offer an opportunity for members to use the equity in their home for whatever is needed. With the convenience of a Line of Credit, there is no need to apply each time you need extra cash.

It is easy to access your equity:

  • Lines under $50,000.01 require limited documentation
  • Lines over $50,000.00 require title work and appraisal
  • Amortization schedules range from 96 to 240 months based on your credit limit

To apply, click here


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Plant City, Florida 33563
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